mikebdoss wrote:It still shocks me that people freak out about giving their credit card info to a company online, but will gladly hand their card, with expiration date and security code present, to any minimum wage waiter or counter clerk without even thinking about it.
Yes, Mike, I do not understand that either. With proper account monitoring the risk of sharing that info with an established company is not great. Even if the site is hacked all that is required is deactivating the compromised card and getting a new one.
Now, of course, you should NOT share that info with the fly by night internet companies like the ones that spam this and other boards and many email addresses and you should be on the alert for phishing attempts but that will not happen if you follow a link from a known good site to its payment section.
Are there some risks in using a card online? YES!
Are the online risks greater than handing your card to a waiter or clerk or even swiping it yourself at a store? NO!
The only real risk, if one exercises common sense and monitors account activity at least daily, is that using a card makes purchases a bit too easy and it is not hard to buy, on impulse, things that you really should not. The same can be said for having the card permanently linked to your Roku account as it makes ch purchases sometimes too easy.
I STRONGLY recommend using PayPal and a PayPal credit/debit card (for sites that do not have a PayPal option) because PayPal can be set to send an email each and every time the card is used and PayPal's policies make fraudulent use quite difficult. (Unless you use a weak password.)