Thanks for the suggestion. I downgraded my Netflix, I will have to test it out later today (saturday morning cartoons and all).
Something strange, last night I went to look at the bottom of my Roku to make sure I knew the correct model and forgot to flip it back over, I used HBO Go a few minutes later not realizing my Roku was upside down, but it was working great. Could it be a problem with positioning?
Since you are connected wireless the position of your Roku could definitely have more than a slight effect on your Roku's performance. So could the placement of your router and virtually anything else in or near your abode. Even how recently you water your house plants can have an effect.
Also, with your hideously low internet speed any hiccup in the network's performance can cause reloading or even a complete drop on some chs.
I assume that when you said " Bandwidth up 1.67 down .25" you actually meant the other way around as .25 download speed would most probably not work at all. But even 1.67 download combined with the inherent problems of a wireless connection makes streaming problematic at best.
Wireless works well for many but the issue you describe might easily be corrected by exchanging your XD for an XS and connecting it wired.
I have an internet download speed of 10+ but if I connect wireless I get drop outs and reloads from time to time no matter how I futz with the settings.
In many cases wireless is just too unstable for reliable streaming.